Tell us the funding need and we'll map the relevant market, explain the trade-offs and come back with indicative options.
Facilities typically £100k–£20m+ · subject to lender appetite and underwriting
Independent commercial finance brokerage built for UK limited companies. Three things define how we work.
Get a written read on what could be fundable before a full lender process begins.
We map the funding need across our panel and the wider lender market rather than defaulting to a preferred shortlist.
You see the lender quotes we see. No mark-ups, no kickbacks, no surprise commission lines on the close statement.
The full commercial-finance stack, from £100k working-capital facilities to £20m+ structured deals.
Bridging, development, and commercial mortgages against UK property.
Explore property financeHire purchase, lease, and refinance against plant, vehicles, and equipment.
Explore asset financeRelease cash from unpaid trade debtors. Confidential or disclosed.
Explore invoice financeMulti-asset facilities against debtors, stock, plant, and property combined.
Explore asset-based lendingUnsecured and lightly-secured term loans for growth, M&A, or restructure.
Explore cashflow loansGrowth equity, buy-outs, and minority investments via our PE network.
Explore raising equityUse an instant tool before starting a conversation. Bedrock only approaches lenders when you ask us to.
Instant range from trading performance and existing debt
Enter turnover, profit and existing debt to test an indicative borrowing range before approaching a lender.
Use the calculatorInstant range from equipment you own or plan to buy
Estimate an illustrative range for releasing cash against owned equipment or funding a new purchase.
Use the calculatorOpens in a new tab (opens in a new tab)Four steps. No panel restriction, no commission spread hidden inside the lender quote.
Five minutes on a call or a brief over email. Finance type, deal context, what's working and what isn't.
We approach the funders most likely to write your deal. Whole of market, no panel restriction.
Indicative terms, side-by-side comparison, real lender quotes. No commission spread hidden inside the headline rate.
We manage the diligence, structuring, and lender relationship through to drawdown.
The process is easier to judge when you can see the documents and decisions it produces.
Your requirement, timing, constraints and open questions captured in one place.
A reasoned shortlist showing fit, watch-outs and information gaps across the panel and wider market.
| Option | Trade-off |
|---|---|
| Illustrative route A | Speed / flexibility |
| Illustrative route B | Cost / diligence |
The documents, owners and next steps needed to keep underwriting moving.
Visible milestones from lender questions through documents, conditions and drawdown.
Underwriting and lender preference shift sharply by sector. The pages below explain what we see in each.
Founder & Director, Bedrock Commercial Finance
Lucy handles your first conversation.
She founded Bedrock to give mid-market businesses specialist commercial finance advice and practical tools.
Read why Bedrock existsTell us the deal context. We come back with indicative options once we've sounded out the right funders.
